✦ Calculator Parameters
Enter your figures to calculate exact results.
How It Works
Estimate the full early-closure settlement amount and net interest savings after fees.
Frequently Asked Questions
1. Save Massive Interest
Discover how making a lump-sum payment can cut down the overall interest burden on your active loan.
2. Reduce Tenure Strategy
Choose to keep your EMI constant and dramatically reduce the remaining months of your loan.
3. Reduce EMI Strategy
Choose to keep your loan tenure constant while lowering your monthly financial burden.
4. Visual Comparison
Instantly view a side-by-side bar chart comparing your original interest to the new projected interest.
5. True Remaining Balance
The calculator determines the exact impact based on your outstanding principal amount.
6. Optimize Cash Flows
Check if investing your lump sum yields a better return than prepaying the loan.
7. Dynamic Amortization
See the newly adjusted amortization schedule immediately after factoring in your prepayment.
8. Safe & Private
No banking credentials or personal financial data are required—everything runs locally.
9. Real-time Scenarios
Test multiple prepayment amounts to find the sweet spot for your cash reserves.
10. Accurate Reductions
Validated against standard banking guidelines for calculating part-payment impacts.