Terms of Use

1. Informational Nature & No Financial Advice

The calculators, guides, charts, schedules, and information provided on EMI Calculator.loan are intended solely for general educational and illustrative purposes.

This website is not a bank, lender, credit broker, or financial advisor. Nothing on this website constitutes financial, investment, accounting, tax, or legal advice. Users should consult licensed financial professionals and verify official sanction letters directly with lenders before entering into credit agreements.

2. Estimation & Lender Variations

While our mathematical engines implement standard financial formulas, actual lender calculations may vary due to:

• Exact compounding frequency (daily reducing vs monthly reducing balance).
• Upfront processing charges, document fees, stamp duties, and mandatory insurance premiums.
• GST and tax treatments specific to your banking provider.
• Broken-period (pre-EMI) interest between loan disbursement and the first regular installment date.

3. Limitation of Liability

Under no circumstances shall the operators or developers of EMI Calculator.loan be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this website or reliance on its calculation outputs.

4. Intellectual Property

The layout, custom code, calculator engines, SVG graphics, branding, and original content on this website are protected under copyright and intellectual property laws.

5. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of India, with jurisdiction in Rajasthan, India.

6. Contact Details

For questions regarding these terms, please contact:

📧 Email: [email protected]
📍 Address: Nokha, Bikaner, Rajasthan - 334803, India